Terms and Conditions

Effective Date: October 5, 2026
Last Updated: October 5, 2026

These Terms and Conditions (“Terms”) govern your access to and use of mainefirehousebuyer.com (the “Website”) and services offered through the Website by Maine Fire House Buyer (“Maine Fire House Buyer,” “we,” “us,” or “our”).

By accessing the Website, submitting property information, requesting a cash offer, or otherwise interacting with our services, you agree to these Terms and acknowledge our Privacy Policy.

1. Purpose of the Website

The Website allows homeowners, property owners, and authorized representatives to submit information concerning real estate they may wish to sell, including:

  • Fire-damaged property;
  • Smoke-damaged property;
  • Water-damaged property;
  • Structurally damaged property;
  • Distressed property;
  • Vacant property;
  • Inherited property;
  • Probate or estate property;
  • Property facing foreclosure;
  • Property subject to liens;
  • Property requiring substantial repairs; and
  • Other residential or investment property.

Depending on a particular transaction, we may:

  • Evaluate the property ourselves;
  • Purchase or seek to purchase it;
  • Facilitate a potential cash offer;
  • Connect the seller with a local cash buyer;
  • Refer or route the opportunity to another investor;
  • Work with licensed real estate professionals where legally required;
  • Enter into a purchase agreement;
  • Acquire contractual or equitable rights;
  • Assign contractual rights where legally and contractually permitted; or
  • Determine that neither we nor another prospective purchaser is interested.

Nothing displayed on the Website constitutes a binding offer to purchase real estate.

2. Our Role

Maine Fire House Buyer operates within the real estate investment, property-acquisition, cash-buyer, marketing, referral, and lead-generation marketplace.

Depending on the transaction, we may act as:

  • A prospective principal purchaser;
  • A real estate investor;
  • A property-acquisition business;
  • A marketing or lead-generation service;
  • A service connecting property owners with prospective purchasers;
  • A contract purchaser;
  • A holder of contractual rights;
  • An affiliate or business partner of another purchaser; or
  • A combination of these roles.

Our precise role depends on the actual facts and governing written agreements.

Unless separately and lawfully established, we do not act as your:

  • Real estate broker;
  • Seller’s real estate agent;
  • Attorney;
  • Accountant;
  • Financial adviser;
  • Tax adviser;
  • Insurance adviser;
  • Public adjuster;
  • Contractor;
  • Engineer;
  • Appraiser;
  • Fiduciary;
  • Housing counselor;
  • Mortgage broker;
  • Debt-management provider;
  • Foreclosure purchaser in a foreclosure reconveyance; or
  • Foreclosure consultant.

3. Lead Generation and Local Buyer Matching

The Website expressly connects some property owners with independent local cash buyers.

After reviewing your information, we may introduce or route a property opportunity to one or more prospective purchasers.

An independent purchaser may:

  • Research the property;
  • Contact you;
  • Evaluate property condition;
  • Estimate repairs;
  • Determine its own offer;
  • Conduct due diligence;
  • Negotiate terms; and
  • Enter into a transaction directly with you.

Independent purchasers are responsible for their own:

  • Statements;
  • Representations;
  • Offers;
  • Valuations;
  • Contracts;
  • Financing;
  • Licensing obligations;
  • Privacy practices;
  • Performance; and
  • Compliance with applicable law.

4. No Obligation to Sell

Submitting information or requesting an offer does not obligate you to sell your property.

A Website form submission is an inquiry and is not a real estate purchase agreement.

You may reject a proposed offer unless and until you enter into a legally enforceable written agreement providing otherwise.

5. No Obligation to Purchase

Submitting property information does not require Maine Fire House Buyer or any:

  • Cash buyer;
  • Investor;
  • Contract purchaser;
  • Affiliate;
  • Acquisition partner;
  • Broker; or
  • Other prospective purchaser

to:

  • Evaluate the property;
  • Make an offer;
  • Maintain a previous offer;
  • Continue negotiations;
  • Purchase the property; or
  • Complete a transaction.

6. Eligibility and Authority

By using the Website or submitting property information, you represent that:

  • You are at least 18 years old;
  • You possess legal capacity to enter contracts;
  • Information you provide is materially accurate to the best of your knowledge;
  • You own the property, hold an ownership interest, or are authorized to communicate concerning it; and
  • Your use of the Website complies with applicable law.

Submission by one co-owner does not necessarily establish authority to bind all owners.

7. Property Information and Research

We may request or obtain information concerning:

  • Property address;
  • Property type;
  • Property condition;
  • Fire damage;
  • Smoke damage;
  • Water damage;
  • Structural damage;
  • Electrical and plumbing condition;
  • Roof or foundation condition;
  • Heating systems;
  • Chimneys;
  • Water supply;
  • Septic or waste-disposal systems;
  • Occupancy;
  • Repairs;
  • Permits;
  • Insurance claims;
  • Desired sale timeline;
  • Ownership;
  • Mortgages;
  • Liens;
  • Property taxes;
  • Probate;
  • Foreclosure;
  • Inheritance; and
  • Other matters relevant to evaluating a possible transaction.

You authorize us and prospective purchasers evaluating the opportunity to research the property through lawful public and commercial sources.

8. Buyer Matching

We may connect you with an affiliated or independent:

  • Cash buyer;
  • Real estate investor;
  • Contract purchaser;
  • Property-acquisition company;
  • Investment group;
  • Redevelopment business;
  • Contractor;
  • Acquisition partner;
  • Licensed real estate broker; or
  • Other prospective purchaser.

Independent purchasers are responsible for their own offers, contracts, due diligence, financing, licensing obligations, performance, and legal compliance.

9. Preliminary Offers and Valuations

Any:

  • Cash offer;
  • Preliminary offer;
  • Estimated offer;
  • Property valuation;
  • Price range;
  • Repair estimate; or
  • Similar preliminary indication of transaction value

is non-binding unless expressly incorporated into a legally enforceable written agreement.

A preliminary offer may change following due diligence.

10. Illustrative Offer Formula

The Website may describe an offer methodology substantially similar to:

Potential Offer = After-Repair Value – Repair Costs – Selling Costs – Investor Return

That formula is illustrative.

Actual assumptions may vary concerning:

  • Property value;
  • Repair costs;
  • Holding expenses;
  • Property taxes;
  • Insurance;
  • Utilities;
  • Title and closing expenses;
  • Resale expenses;
  • Market conditions;
  • Risk; and
  • Investment return.

No particular offer amount is guaranteed.

11. Binding Real Estate Transactions

A binding real estate transaction arises only after the applicable parties execute legally enforceable transaction documents.

Closing may depend on:

  • Verification of ownership;
  • Authority to sell;
  • Title review;
  • Property access;
  • Due diligence;
  • Mortgages;
  • Liens;
  • Taxes;
  • Required seller disclosures;
  • Estate or probate matters;
  • Foreclosure status;
  • Closing requirements; and
  • Other contractual or legal conditions.

12. Maine Residential Property Disclosure Law

Maine requires a property disclosure statement in many transfers of residential real property consisting of one to four residential dwelling units, subject to statutory exemptions.

The disclosure statute generally applies to transfers including:

  • Sales;
  • Exchanges;
  • Installment land contracts;
  • Leases with an option to purchase; and
  • Other options to purchase.

The requirement applies whether or not a real estate broker is involved.

Nothing on the Website replaces Maine’s statutory disclosure requirements.

13. Required Maine Disclosure Categories

Maine’s residential disclosure statute requires information concerning categories including:

  • Water-supply systems;
  • Heating systems or heating sources;
  • Waste-disposal systems;
  • Hazardous materials;
  • Known defects;
  • Access to the property; and
  • Flood-hazard information.

Depending on the property, the seller may need to disclose information concerning matters such as:

  • Private wells;
  • Water testing;
  • Heating-system age and malfunctions;
  • Chimney and vent inspections;
  • Septic systems;
  • Asbestos;
  • Lead-based paint;
  • Radon;
  • Underground oil tanks;
  • Methamphetamine contamination;
  • Private roads;
  • Road associations; and
  • FEMA flood-hazard information.

14. Known Defects

For purposes of Maine’s disclosure law, a “known defect” generally means a condition known by the seller that:

  • Has a significant adverse effect on property value;
  • Significantly impairs the health or safety of future occupants; or
  • If not repaired, removed, or replaced, significantly shortens the expected normal life of the premises.

A fire-related condition may qualify as a known defect depending on the facts.

15. Fire Damage and Maine Disclosure Duties

Fire, smoke, and firefighting activity may create conditions that fall within Maine’s statutory disclosure requirements.

Relevant conditions may include:

  • Structural damage;
  • Roof damage;
  • Foundation damage;
  • Electrical damage;
  • Heating-system damage;
  • Chimney or vent damage;
  • Plumbing damage;
  • Smoke contamination;
  • Water intrusion;
  • Mold;
  • Asbestos disturbance;
  • Hazardous materials;
  • Building-code issues;
  • Incomplete repairs;
  • Unpermitted repairs; and
  • Other known defects.

Where a seller knows of a fire-related condition that qualifies as a known defect or is otherwise responsive to the statutory disclosure categories, it should be disclosed accurately.

16. Correction of the Website’s Current Fire-Disclosure Language

The Website currently states that Maine sellers must disclose:

  • Every detail of fire and smoke damage;
  • All firefighting-water damage;
  • Every insurance claim;
  • All completed repair and restoration work;
  • Every remaining problem; and
  • A detailed documentation package containing inspection reports, photographs, repair estimates, insurance records, and repair histories.

These Terms do not adopt those statements as universal statutory requirements.

Maine law does require disclosure of known defects and multiple specified property characteristics, but it does not impose one universal rule requiring every seller automatically to deliver every historical fire, insurance, inspection, contractor, photograph, and repair document to every purchaser.

Particular records may nevertheless be:

  • Required by the purchase agreement;
  • Requested by a buyer during due diligence;
  • Relevant to explaining a disclosed known defect;
  • Important for an insurance claim;
  • Required by a lender;
  • Required by a local government; or
  • Required under another applicable law.

17. Disclosure Must Generally Be Delivered Before the Offer

Where Maine’s residential property-disclosure statute applies, the seller generally must deliver the property disclosure statement to the purchaser no later than the time the purchaser makes an offer to:

  • Purchase;
  • Exchange;
  • Option the property; or
  • Exercise an applicable lease-purchase option.

This requirement applies to covered cash and investor transactions as well as conventional sales.

18. Seventy-Two-Hour Late-Disclosure Cancellation Right

If the required property disclosure statement is delivered only after the purchaser makes an offer, the purchaser generally may:

  • Terminate the resulting real estate contract; or
  • Withdraw the offer

within 72 hours after receiving the property disclosure statement.

A qualifying termination or withdrawal is without penalty, and applicable deposits must be promptly returned.

The statutory right generally must be exercised before settlement or occupancy, whichever occurs earlier.

19. Unknown Information

Maine does not require a seller to invent information the seller does not possess.

If information required by the disclosure statute is unknown or unavailable to the seller, the seller may generally comply by informing the purchaser that the information is unknown.

The seller is not required solely by the disclosure statute to conduct a specific investigation or inquiry merely to complete the disclosure statement.

20. Disclosure Statement Is Not a Warranty

Maine’s property disclosure statement is for disclosure purposes.

It is not itself:

  • A warranty;
  • A guarantee of property condition;
  • A professional inspection; or
  • A substitute for inspections or warranties that the purchaser or seller may choose to obtain.

Purchasers remain responsible for appropriately investigating property condition.

21. Supplemental Disclosure

If, before settlement or occupancy, the seller obtains actual knowledge that a previously delivered disclosure contains an error, inaccuracy, or omission, Maine law generally requires a written supplemental disclosure.

An as-is transaction does not automatically eliminate this requirement.

22. Liability for Disclosure Errors

Maine law provides protection from statutory liability for certain errors, inaccuracies, or omissions when:

  • The matter was not within the seller’s actual knowledge or was based on information from a public agency or qualified professional the seller reasonably believed to be correct; and
  • The seller was not negligent in obtaining and communicating that third-party information.

Fraud, intentional concealment, contract claims, and other legal theories may be governed separately.

23. Statutory Exemptions

Certain transactions are exempt from Maine’s residential property-disclosure subchapter.

These can include specified:

  • Court-ordered transfers;
  • Foreclosure sales;
  • Bankruptcy-related transfers;
  • Estate-administration transfers; and
  • Other transactions specifically exempted by statute.

An exemption should not be assumed without examining the actual transaction.

24. As-Is Transactions

The Website advertises purchases in the property’s current or “as-is” condition.

An as-is transaction may mean the purchaser does not require the seller to perform repairs.

However, “as-is” does not automatically eliminate:

  • Maine statutory seller disclosures;
  • Known-defect disclosure requirements;
  • Supplemental-disclosure requirements;
  • Fraud or intentional concealment liability;
  • Contractual representations;
  • Federal disclosures;
  • Title obligations; or
  • Other legal duties.

The executed purchase agreement and applicable law determine the effect of an as-is provision.

25. Inspections and Due Diligence

The Website may advertise:

  • No formal inspection;
  • No repairs;
  • No appraisal contingency;
  • No financing contingency; or
  • Similar streamlined transaction terms.

These statements describe possible transaction structures.

They do not:

  • Eliminate legally required disclosures;
  • Prevent due diligence permitted by a purchase agreement;
  • Authorize concealment or fraud; or
  • Override signed transaction documents.

A purchaser may choose to:

  • Inspect the property;
  • Obtain contractor estimates;
  • Obtain structural or engineering evaluations;
  • Review fire reports;
  • Review insurance information;
  • Review permits;
  • Examine title;
  • Conduct environmental testing; or
  • Perform other due diligence.

26. Fast Closing and Similar Advertising Statements

The Website may advertise:

  • A cash offer within approximately 24 hours;
  • Closing in approximately 7 to 14 days;
  • Flexible closing dates;
  • No repairs;
  • As-is purchases;
  • No real estate-agent commission;
  • No seller fees;
  • Buyer-paid closing costs;
  • No formal inspection;
  • No appraisal contingency; or
  • No financing contingency.

These statements describe transaction structures that may be available.

They do not guarantee identical timing or terms for every seller.

Actual timing may depend on:

  • Property condition;
  • Ownership;
  • Title;
  • Mortgages;
  • Liens;
  • Disclosure timing;
  • Buyer availability;
  • Property access;
  • Due diligence;
  • Foreclosure status;
  • Probate or estate matters;
  • Closing requirements; and
  • Other circumstances.

27. Closing Costs, Fees, and Commissions

Where a prospective purchaser agrees to:

  • Pay specified closing costs;
  • Purchase without a listing broker;
  • Charge no seller commission;
  • Charge no particular seller fee; or
  • Pay specified transaction expenses,

the actual obligations of the parties are determined by the signed transaction documents and final closing statement.

Website advertising does not override signed transaction documents.

28. Maine Real Estate Brokerage Licensing

Maine broadly defines “real estate brokerage” as a single instance of offering, attempting to conduct, or conducting services on behalf of another for compensation or the expectation of compensation that are calculated to result in the transfer of an interest in real estate.

Regulated brokerage activities include, among other things:

  • Listing real estate;
  • Promoting purchases or sales;
  • Procuring prospects;
  • Advertising brokerage services;
  • Negotiating a purchase or sale;
  • Buying or selling options;
  • Acting as a finder; and
  • Buying, selling, or exchanging real estate on behalf of another.

A person performing regulated brokerage generally must hold the appropriate Maine license unless an exemption applies.

29. Owner Exemption

Maine’s brokerage statute generally excludes transactions conducted by a person who is the owner or lessor of the real estate, subject to applicable statutory requirements.

Accordingly, a person genuinely selling property that person owns is differently situated from someone performing brokerage services on behalf of another.

The applicability of the owner exemption depends on the actual transaction.

30. Contract Assignments and Wholesaling

As of the effective date of these Terms, Maine does not maintain a separate comprehensive residential-wholesaler registration statute comparable to specialized wholesaling statutes enacted in some other states.

That does not mean every wholesaling, option, lead-referral, or contract-assignment structure is automatically exempt from real estate licensing.

Relevant factors include:

  • Whether the person owns the real estate;
  • Whether the person holds only contractual rights;
  • Whether the person is acting on behalf of another;
  • Whether compensation is received for procuring prospects;
  • Whether a person is acting as a finder;
  • Whether the person negotiates another party’s transaction;
  • Whether options are being bought or sold;
  • How the interest is advertised; and
  • Whether the underlying contract permits assignment.

31. Contractual Interest Is Not Legal Title

Holding a purchase agreement, option, or equitable interest does not necessarily mean a person owns legal title to the property.

A person holding only contractual rights should not falsely represent that:

  • The person owns legal title;
  • The person is the deed owner;
  • Title has already transferred; or
  • The person possesses authority greater than the contract provides.

Any assignment remains subject to the governing agreement and applicable law.

32. Lead Referrals and Finder Activity

Maine’s definition of brokerage expressly includes acting as a finder to facilitate the purchase, sale, or exchange of real estate on behalf of another for compensation.

Accordingly, compensated buyer-matching or seller-lead arrangements require careful structuring.

Nothing on this Website authorizes payment of compensation for unlicensed activity that legally constitutes Maine real estate brokerage.

33. Licensed Real Estate Professionals

Where a Maine licensee participates in a regulated transaction, separate duties and rules may apply concerning:

  • Brokerage relationships;
  • Representation;
  • Confidentiality;
  • Disclosure;
  • Advertising;
  • Handling of offers;
  • Reasonable care and diligence;
  • Client agreements; and
  • Other professional obligations.

Applicable written brokerage agreements and Maine Real Estate Commission rules control.

34. Unfair Long-Term Listing Agreements

Maine separately restricts certain long-term residential real estate listing or service agreements.

Among other restrictions, covered agreements may not improperly:

  • Bind future owners;
  • Allow assignment of brokerage services without required owner notice or consent;
  • Create a lien, encumbrance, or real-property security interest; or
  • Require payment upon a later property transfer unrelated to brokerage services provided.

Nothing on this Website authorizes an agreement prohibited by Maine law.

35. Foreclosure and Financial Distress

The Website markets to homeowners who may be:

  • Behind on mortgage payments;
  • Facing default;
  • Facing foreclosure;
  • Experiencing financial distress; or
  • Seeking a rapid sale.

We are not your:

  • Mortgage lender;
  • Mortgage servicer;
  • Attorney;
  • Financial adviser;
  • Credit counselor;
  • Housing counselor;
  • Mortgage broker;
  • Debt-management provider;
  • Loan-modification provider; or
  • Foreclosure-rescue consultant

unless a separate legally compliant relationship expressly establishes otherwise.

Selling property may be one possible response to financial distress, but it is not necessarily the only available option.

36. Ordinary Sale Versus Foreclosure Reconveyance

Maine’s Foreclosure Purchasers Act does not apply to every ordinary permanent purchase of property merely because the seller happens to be in foreclosure.

The Act specifically regulates a foreclosure reconveyance, generally involving:

  • Transfer of title or another qualifying interest in the homeowner’s primary residence during foreclosure; and
  • A subsequent conveyance or promise to convey an interest back to the homeowner that allows the homeowner to remain in possession.

An ordinary bona fide sale where the homeowner permanently sells the property and does not receive a promised repurchase or occupancy interest is materially different.

37. Foreclosure Purchaser Licensing

A person acting as a foreclosure purchaser in a covered Maine foreclosure reconveyance generally must obtain the license required by Maine law unless a statutory exemption applies.

The Maine Bureau of Consumer Credit Protection licenses foreclosure purchasers.

Nothing on this Website represents that Maine Fire House Buyer holds such a license unless that status is separately verified.

38. Foreclosure Reconveyance Contract

Where Maine’s Foreclosure Purchasers Act applies, the transaction requires a detailed written contract.

Among other requirements, the contract must:

  • Be in writing;
  • Use the legally required type size;
  • Be in the language principally used to negotiate the transaction;
  • Be fully completed;
  • Be signed and dated before execution of a conveyance instrument;
  • Identify the purchaser;
  • Identify the property;
  • State the consideration;
  • Describe payment or other consideration;
  • Include required cancellation notices; and
  • Contain the other disclosures required by Maine law.

39. Advance Delivery of Foreclosure Reconveyance Contract

Where the Foreclosure Purchasers Act applies, the required contract generally must be provided to the foreclosed homeowner at least three business days before consummation of the foreclosure reconveyance.

A memorandum of the contract must also be filed with the applicable register of deeds as required by law.

40. Five-Business-Day Foreclosure Reconveyance Cancellation Right

A homeowner in a covered Maine foreclosure reconveyance generally has the right to cancel until the earlier of:

  • Midnight of the fifth business day following the day the homeowner signs a compliant contract; or
  • 8:00 a.m. on the final day of the homeowner’s applicable redemption period.

Nothing in these Website Terms reduces or waives that statutory right.

41. Restrictions During the Cancellation Period

Where Maine’s Foreclosure Purchasers Act applies, the foreclosure purchaser generally may not, before expiration of the statutory cancellation period:

  • Accept or induce execution of a conveyance instrument;
  • Record a conveyance signed by the homeowner; or
  • Transfer or encumber an interest in the residence contrary to the statute.

The applicable statute controls.

42. Foreclosure Reconveyance Affordability and Counseling

For a covered foreclosure reconveyance, Maine imposes significant safeguards.

Depending on the transaction, the foreclosure purchaser may be required to:

  • Verify the homeowner’s reasonable ability to perform the reconveyance arrangement;
  • Use an independent closing agent;
  • Obtain specified written consent regarding later interests in the property;
  • Obtain certification that the homeowner received counseling from an approved nonprofit organization; and
  • Comply with other lending and conduct protections.

43. Homeowner Equity Protection

Where Maine’s Foreclosure Purchasers Act applies, the law provides substantial homeowner equity protection.

If the foreclosure purchaser does not ensure reconveyance of title to the homeowner as required, the purchaser may be required, subject to the statute, to pay the homeowner at least 82% of the property’s fair market value, less qualifying mortgage-related payments, within the applicable statutory period following loss of possession.

These specialized protections apply to covered foreclosure reconveyances, not automatically to every bona fide cash purchase from an owner in foreclosure.

44. Foreclosure Purchaser May Not Pose as the Seller’s Adviser

A covered foreclosure purchaser may not falsely represent that the purchaser:

  • Acts as the homeowner’s adviser or consultant;
  • Acts on behalf of the homeowner;
  • Holds a professional license or certification that the purchaser does not possess;
  • Is helping the homeowner retain ownership when that is not true; or
  • Is preventing foreclosure when the result is that the homeowner will not redeem the property.

False, deceptive, or misleading foreclosure-related statements are prohibited.

45. Door-to-Door Foreclosure Reconveyance Solicitation

Maine law prohibits a covered foreclosure purchaser from soliciting a foreclosure reconveyance door-to-door before receiving an invitation from the foreclosed homeowner.

Any foreclosure-related marketing program should be structured to avoid conduct prohibited by the Foreclosure Purchasers Act.

46. Debt-Management and Foreclosure Assistance

Maine separately regulates businesses that provide or offer debt-management services for compensation.

A company that takes a fee to assist a Maine consumer with debt or certain foreclosure-related matters may be required to register with the Maine Bureau of Consumer Credit Protection.

Unless separately registered or otherwise legally authorized, Maine Fire House Buyer does not provide debt-management services.

47. No Foreclosure-Rescue Guarantees

Unless separately authorized and legally qualified, we do not represent that:

  • We act for your mortgage lender;
  • We act for your mortgage servicer;
  • We act for the State of Maine or federal government;
  • We guarantee foreclosure will stop;
  • We guarantee a loan modification;
  • We will negotiate your mortgage for you;
  • You should stop communicating with your lender;
  • You should stop making legally required payments; or
  • Selling your property through us is your only option.

48. Probate, Estate, and Inherited Property

Submitting inherited, probate, or estate property does not establish that the person submitting it has legal authority to sell.

A transaction may require:

  • Personal-representative authority;
  • Executor authority;
  • Trustee authority;
  • Court documentation;
  • Participation of heirs or devisees;
  • Appropriate deeds;
  • Affidavits;
  • Probate documentation; or
  • Other evidence of authority.

Certain court-ordered or estate-administration transfers may qualify for statutory disclosure exemptions.

49. Insurance Claims and Fire-Damage Proceeds

A fire-damaged property may involve an active or completed insurance claim.

We do not act as your:

  • Insurance company;
  • Insurance producer;
  • Public adjuster;
  • Insurance attorney; or
  • Insurance adviser

unless separately established through a legally compliant arrangement.

You are responsible for understanding:

  • Insurance coverage;
  • Claim requirements;
  • Proof-of-loss requirements;
  • Claim deadlines;
  • Insurance proceeds;
  • Repair obligations;
  • Mortgage-holder rights;
  • Assignment restrictions;
  • Recoverable depreciation;
  • Policy conditions; and
  • Tax consequences.

If a property is sold while an insurance claim remains pending, the purchase agreement should address the parties’ respective rights concerning the claim and proceeds.

50. Insurance Documentation Is Not Automatically a Statutory Seller Package

Fire-department reports, insurance records, photographs, repair invoices, inspection reports, engineering reports, and contractor estimates may be valuable in evaluating a fire-damaged property.

They are not automatically a universal statutory document package that every Maine seller must provide to every purchaser.

51. Permits, Building Codes, and Unsafe Structures

Fire-damaged property may be subject to:

  • Building-code violations;
  • Unsafe-building determinations;
  • Condemnation;
  • Building permits;
  • Electrical permits;
  • Repair requirements;
  • Demolition requirements;
  • Fire-code requirements;
  • Utility restrictions;
  • Shoreland-zone rules;
  • Environmental requirements; or
  • Other state or local governmental requirements.

Requirements vary among Maine municipalities.

An as-is sale does not waive governmental requirements.

52. Telephone Communications

By providing a telephone number and requesting information or an offer, you authorize us to respond concerning:

  • Your property;
  • Property research;
  • Scheduling;
  • Offers;
  • Buyer matching;
  • Follow-up; and
  • Potential transactions.

Where applicable law requires additional consent for regulated automated, artificial-voice, prerecorded, or marketing communications, applicable consent requirements will be followed.

53. Recording of Communications

Under Maine law, recording by the sender or receiver of a communication is generally excluded from the statutory definition of interception.

Accordingly, Maine generally permits a participant in a conversation to record it, subject to other applicable legal restrictions.

We or service providers acting on our behalf may record communications for legitimate purposes including:

  • Quality assurance;
  • Training;
  • Documentation;
  • Compliance;
  • Fraud prevention; and
  • Security.

Because another participant may be physically located in a jurisdiction with stricter recording-consent requirements, additional notice or consent may be required.

Where another applicable law imposes a stricter requirement, we will comply with that requirement.

54. Text Messages

If you provide a mobile telephone number and applicable consent, we may communicate by text regarding:

  • Your inquiry;
  • Your property;
  • Scheduling;
  • Offers;
  • Buyer matching;
  • Follow-up; and
  • Potential transactions.

Where legally required, separate or additional consent will be obtained before regulated automated or marketing communications are sent.

Consent to marketing communications is not a condition of receiving an offer or selling property where prohibited by law.

Message and data rates may apply.

Message frequency may vary.

Reply STOP to request that applicable messages stop.

55. Email Communications

By providing an email address, you authorize us to communicate regarding:

  • Your property;
  • Potential offers;
  • Prospective purchasers;
  • Scheduling;
  • Follow-up;
  • Services; and
  • Potential transactions.

Applicable promotional emails will provide an unsubscribe mechanism.

56. Electronic Communications

Where permitted by law, you consent to receive Website and transaction communications electronically.

These may include:

  • Email;
  • Text messages;
  • Electronic documents; and
  • Website notices.

57. Privacy

Our collection, use, disclosure, sharing, sale, retention, and other processing of information is described in our Privacy Policy.

The Privacy Policy is incorporated into these Terms to the extent permitted by applicable law.

58. Independent Decision-Making

Selling real estate may have significant:

  • Legal;
  • Financial;
  • Tax;
  • Insurance; and
  • Personal consequences.

You may wish to obtain independent advice from:

  • A Maine attorney;
  • A licensed Maine real estate professional;
  • A tax professional;
  • An accountant;
  • An insurance professional;
  • A contractor;
  • An engineer;
  • An appraiser;
  • A HUD-approved housing counselor; or
  • Another qualified professional.

59. No Professional Advice

Website content does not constitute individualized:

  • Legal advice;
  • Tax advice;
  • Accounting advice;
  • Financial advice;
  • Insurance advice;
  • Construction advice;
  • Engineering advice;
  • Appraisal advice;
  • Mortgage advice;
  • Foreclosure advice; or
  • Other professional advice.

60. No Automatic Brokerage, Agency, or Fiduciary Relationship

Use of the Website does not itself create:

  • A real estate brokerage relationship;
  • Seller representation;
  • Buyer representation;
  • Agency;
  • A fiduciary relationship;
  • A partnership;
  • A joint venture; or
  • Employment.

Where a licensed Maine real estate professional participates in a regulated capacity, applicable brokerage agreements and statutory duties control.

61. Acceptable Use

You may not:

  • Use the Website unlawfully;
  • Submit fraudulent property leads;
  • Knowingly submit materially false information;
  • Impersonate another person;
  • Submit property information without authority;
  • Attempt unauthorized access to Website systems;
  • Introduce malware or harmful code;
  • Circumvent security;
  • Abuse Website forms;
  • Interfere with Website operations; or
  • Violate another person’s rights.

62. Intellectual Property

Unless otherwise stated, the Website and its original:

  • Text;
  • Branding;
  • Graphics;
  • Photographs;
  • Videos;
  • Designs;
  • Layout; and
  • Software

are owned by or licensed to Maine Fire House Buyer.

You may not commercially reproduce or exploit protected Website materials without appropriate authorization.

63. Third-Party Websites and Services

We may link to or integrate with third-party websites or services.

We do not control and are not responsible for third-party:

  • Content;
  • Privacy practices;
  • Security;
  • Products;
  • Services;
  • Representations; or
  • Conduct.

64. Website Availability

We may modify, restrict, suspend, or discontinue portions of the Website.

Continuous, uninterrupted, secure, or error-free Website access is not guaranteed.

65. No Guarantee of Transaction

We do not guarantee:

  • An offer;
  • Fair-market-value pricing;
  • Any particular purchase price;
  • Any specific closing date;
  • Assignment of a contract;
  • Availability of an independent purchaser;
  • Completion of a transaction; or
  • Any particular financial result.

66. Disclaimer of Warranties

TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, THE WEBSITE AND WEBSITE CONTENT ARE PROVIDED “AS IS” AND “AS AVAILABLE.”

WE DISCLAIM WARRANTIES THAT MAY LAWFULLY BE DISCLAIMED, INCLUDING IMPLIED WARRANTIES OF:

  • MERCHANTABILITY;
  • FITNESS FOR A PARTICULAR PURPOSE;
  • TITLE; AND
  • NON-INFRINGEMENT.

Nothing in these Terms excludes protections that applicable law does not permit to be excluded.

67. Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, MAINE FIRE HOUSE BUYER AND ITS AFFILIATES, OWNERS, OFFICERS, EMPLOYEES, CONTRACTORS, SERVICE PROVIDERS, AND BUSINESS PARTNERS WILL NOT BE LIABLE FOR INDIRECT, INCIDENTAL, CONSEQUENTIAL, SPECIAL, EXEMPLARY, OR PUNITIVE DAMAGES ARISING SOLELY FROM WEBSITE USE.

OUR AGGREGATE LIABILITY FOR CLAIMS ARISING SOLELY FROM WEBSITE USE WILL NOT EXCEED $500, TO THE MAXIMUM EXTENT PERMITTED BY LAW.

This Website-only limitation does not govern rights or liabilities under a separately executed purchase, assignment, brokerage, foreclosure-reconveyance, debt-management, or other transaction agreement unless that agreement expressly provides otherwise.

68. Independent Third-Party Buyers

To the maximum extent permitted by law, we are not responsible for the independent:

  • Offers;
  • Representations;
  • Valuations;
  • Contracts;
  • Financing;
  • Privacy practices;
  • Performance; or
  • Conduct

of an unaffiliated third-party prospective purchaser.

69. Indemnification

To the extent permitted by applicable law, you agree to indemnify Maine Fire House Buyer and its affiliates from claims arising from:

  • Your unlawful use of the Website;
  • Your material breach of these Terms;
  • Fraudulent information you knowingly submit;
  • Information knowingly submitted without authority; or
  • Your violation of another person’s rights.

70. Governing Law

These Terms are governed by the laws of the State of Maine, except where applicable law requires otherwise.

71. Venue and Disputes

Subject to mandatory jurisdiction, venue, consumer-protection, foreclosure, and transaction-specific requirements, legal proceedings arising solely from Website use or these Terms may be brought in a court of competent jurisdiction in the State of Maine.

These Website Terms do not impose mandatory arbitration.

A separately executed purchase, assignment, brokerage, foreclosure-related, or other transaction-specific agreement may contain different enforceable dispute provisions.

72. Non-Waivable Maine Rights

Nothing in these Terms waives rights that cannot legally be waived under applicable:

  • Maine Unfair Trade Practices Act;
  • Maine residential property-disclosure law;
  • Maine Real Estate Brokerage License Act;
  • Maine Foreclosure Purchasers Act;
  • Maine debt-management law;
  • Maine communications-interception law;
  • Maine Notice of Risk to Personal Data Act;
  • Federal mortgage-assistance rules;
  • Federal disclosure law; or
  • Other applicable law.

73. Transaction Agreements Control

These Website Terms do not replace:

  • Purchase agreements;
  • Assignment agreements;
  • Brokerage agreements;
  • Seller property disclosures;
  • Foreclosure-reconveyance contracts;
  • Title documents;
  • Closing documents;
  • Insurance-related agreements;
  • Debt-management agreements; or
  • Other transaction-specific documents.

A separately executed transaction agreement governs that transaction to the extent enforceable under applicable law.

74. Changes to These Terms

We may update these Terms periodically.

Updated Terms become effective when posted or on another date identified in the revised Terms, subject to applicable law.

75. Severability

If a provision is invalid or unenforceable, it will be enforced to the maximum lawful extent or severed, and the remaining provisions will remain effective.

76. No Waiver

Failure to enforce a provision does not waive the right to enforce it later.

77. Assignment

You may not assign these Website Terms without our prior written consent.

We may assign these Website Terms in connection with:

  • A merger;
  • Acquisition;
  • Reorganization;
  • Financing;
  • Affiliate restructuring; or
  • Sale of assets,

subject to applicable law.

This Website provision does not determine whether a particular real estate purchase agreement may be assigned.

Assignment of a real estate purchase agreement is governed by:

  • The agreement itself;
  • Maine contract law;
  • Maine real estate brokerage law; and
  • Other applicable requirements.

78. Entire Agreement Regarding Website Use

These Terms and the Privacy Policy constitute the agreement governing Website use.

They do not supersede separately executed real estate transaction documents.

79. Contact Us

Questions concerning these Terms may be directed to:

Maine Fire House Buyer
Maine
United States

Phone: 857-626-1562
Website: mainefirehousebuyer.com